[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ivr.cz\/pujcky-nejsou-ostuda\/#Article","mainEntityOfPage":"https:\/\/www.ivr.cz\/pujcky-nejsou-ostuda\/","headline":"P\u016fj\u010dky nejsou ostuda","name":"P\u016fj\u010dky nejsou ostuda","description":"Soukrom\u00e9 podnik\u00e1n\u00ed v\u017edy bylo, je a tak\u00e9 bude do jist\u00e9 m\u00edry rizikovou z\u00e1le\u017eitost\u00ed, co se pen\u011bz t\u00fdk\u00e1. Ka\u017ed\u00fd, kdo se do n\u011bj pust\u00ed, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee se mu nebude v\u017edycky da\u0159it ide\u00e1ln\u011b, ka\u017ed\u00e9mu tu n\u011bkdy v\u00edce a n\u011bkdy m\u00e9n\u011b hroz\u00ed, \u017ee se ocitne ve finan\u010dn\u00ed t\u00edsni. A to proto, \u017ee v podnik\u00e1n\u00ed nesta\u010d\u00ed […]","datePublished":"2022-04-27","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.ivr.cz\/author\/#Person","name":"","url":"https:\/\/www.ivr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ivr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ivr.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20pen%C3%ADze_10_10_10_10_10_10_8.jpg","url":"https:\/\/www.ivr.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20pen%C3%ADze_10_10_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.ivr.cz\/pujcky-nejsou-ostuda\/","about":["Pen\u00edze"],"wordCount":435,"articleBody":"   Soukrom\u00e9 podnik\u00e1n\u00ed v\u017edy bylo, je a tak\u00e9 bude do jist\u00e9 m\u00edry rizikovou z\u00e1le\u017eitost\u00ed, co se pen\u011bz t\u00fdk\u00e1. Ka\u017ed\u00fd, kdo se do n\u011bj pust\u00ed, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee se mu nebude v\u017edycky da\u0159it ide\u00e1ln\u011b, ka\u017ed\u00e9mu tu n\u011bkdy v\u00edce a n\u011bkdy m\u00e9n\u011b hroz\u00ed, \u017ee se ocitne ve finan\u010dn\u00ed t\u00edsni. A to proto, \u017ee v podnik\u00e1n\u00ed nesta\u010d\u00ed b\u00fdt jenom pracovit\u00ed a vynal\u00e9zav\u00ed, nesta\u010d\u00ed tu jenom b\u00fdt dostate\u010dn\u011b zodpov\u011bdn\u00ed. I to je tu nezbytn\u00e9, ale chyb\u011bt nesm\u00ed ani aspo\u0148 trocha \u0161t\u011bst\u00ed. Proto\u017ee i na tom nejednou z\u00e1le\u017e\u00ed, jak se komu z podnikatel\u016f \u017eije.I kdy\u017e n\u011bkdo usilovn\u011b pracuje a m\u00e1 skv\u011bl\u00e9 n\u00e1pady, m\u016f\u017ee v podnik\u00e1n\u00ed trp\u011bt nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f, m\u016f\u017ee m\u00edt nedosta\u010duj\u00edc\u00ed p\u0159\u00edjmy. A na vin\u011b tomu mohou b\u00fdt klidn\u011b i jenom podnikatelovi obchodn\u00ed partne\u0159i, z\u00e1kazn\u00edci, st\u00e1t\u2026 Prost\u011b je tu mnoho vliv\u016f, kter\u00e9 mohou spolurozhodovat o \u00fasp\u011b\u0161nosti a ne\u00fasp\u011b\u0161nosti jak\u00e9hokoliv podnik\u00e1n\u00ed.A co m\u00e1 soukromn\u00edk d\u011blat, kdy\u017e se mu z jak\u00e9hokoliv d\u016fvod\u016f do\u010dasn\u011b v podnik\u00e1n\u00ed neda\u0159\u00ed? D\u011blat m\u016f\u017ee pochopiteln\u011b ledacos. A ur\u010dit\u011b nen\u00ed od v\u011bci vz\u00edt si n\u011bkdy kv\u016fli nezvladateln\u00fdm probl\u00e9m\u016fm n\u011bjakou p\u016fj\u010dku. Proto\u017ee i takto z\u00edskan\u00e9 pen\u00edze mohou sehr\u00e1t pozitivn\u00ed roli, i ty mohou m\u00edt v\u00fdznam, kdy\u017e jde o osud podnik\u00e1n\u00ed a podnikatel\u016f.A kterou p\u016fj\u010dku z on\u00e9 z\u00e1plavy v\u0161emo\u017en\u00fdch nab\u00eddek si vybrat, pro kter\u00fd typ a za jak\u00fdch podm\u00ednek se rozhodnout? To u\u017e z\u00e1le\u017e\u00ed na podnikatel\u00edch samotn\u00fdch. Ale kdybych jim m\u011bl doporu\u010dit n\u011bco konkr\u00e9tn\u00edho, z\u0159ejm\u011b by to byla nebankovn\u00ed americk\u00e1 hypot\u00e9ka.Pro\u010d pr\u00e1v\u011b ta? Z vlastn\u011b docela prozaick\u00fdch d\u016fvod\u016f.Kdy\u017e chce podnikatel p\u016fj\u010dku z\u00edskat, mus\u00ed prok\u00e1zat svou schopnost ji spl\u00e1cet a mus\u00ed se za takov\u00e9 spl\u00e1cen\u00ed zaru\u010dit. A kdy\u017e m\u00e1 n\u011bkdo jenom omezen\u00e9 finan\u010dn\u00ed mo\u017enosti a spoustu probl\u00e9m\u016f, nen\u00ed to snadn\u00e9. Ale u nebankovn\u00ed hypot\u00e9ky se d\u00e1 jenom nemovitost do z\u00e1stavy a hned mohou b\u00fdt pen\u00edze na cest\u011b. A to i k podnikateli, kter\u00fd nen\u00ed z pohledu bank atraktivn\u00ed.A pro\u010d si komplikovat \u017eivot, kdy\u017e je z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky tak snadn\u00e9, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky nejsou ostuda","item":"https:\/\/www.ivr.cz\/pujcky-nejsou-ostuda\/#breadcrumbitem"}]}]